PAST THE PEAK IN FLORIDA

After years of climbing rates and limited options, Florida’s insurance market is showing its first signs of relief. Citizens Property Insurance Corp., the state-backed insurer of last resort, is now recommending a decrease
in homeowners’ insurance rates — a rare move in today’s challenging property market. The proposal marks a potential turning point in Florida’s efforts to stabilize the market and shift risk back to private carriers. What does this mean for broader market trends and other catastrophe-prone states?
👉 Read the full article to explore the implications of this surprising shift.
SPOTLIGHT: BCU REASSURANCE PODCAST

In the final episode of the year, host Chelsey Rabalais steps back from rate hikes and risk assessments to reflect on something deeper: what it means to serve with intention. Inspired by Unreasonable Hospitality, this episode of the Reassurance Podcast explores how empathy, presence, and attention to detail transform insurance from a transaction into something truly human. It’s a timely listen as we close out the year and reconnect with what really matters.
👉 Tune in to this special episode of Reassurance to explore the intersection of gratitude and great service.
FAMILY OFFICES UNDER ATTACK

A new report reveals a growing vulnerability among family offices: cyber risk. Nearly half have experienced a cyber attack in the last two years, with many being hit multiple times. The rapid evolution of AI-driven fraud is outpacing traditional defenses, and many family offices are underinvested in cybersecurity. As stewards of significant wealth and sensitive information, these organizations are high-value targets — and many are learning the hard way that privacy without protection isn’t enough.
👉 Read the full piece to see how the cyber threat landscape is changing and what family offices can do about it.
