HNW Market Notes June 2026

Non-Profit D&O Rising Employment and Cyber Exposure

 

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For nonprofit organizations, the directors and officers (D&O) liability risk landscape looks

increasingly similar to what private and public companies have faced for years, only with fewer

resources to absorb the shock…Unlike for-profit entities, nonprofits also face a unique combination of regulatory and reputational risks. Compliance spans not only employment and corporate governance laws but also fundraising regulations that vary significantly by jurisdiction.

 

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Auto Increases Highest in Minnesota

 

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Today, premiums are on their way down, including in Minnesota. But, compared with what

premiums were before the surge, Minnesota drivers appear to be paying a lot more relative to

2022 than drivers in other states. According to Aaron Cocking, president and CEO of the

Insurance Federation of MN, premiums have risen with the cost of auto repairs and jury awards

in lawsuits nationwide. In Minnesota, premiums have been exacerbated by severe storms that

led to more cars being damaged in the state.

 

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Skynet (Not Quite Yet)

 

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When Anthropic quietly hit pause on Mythos – its highly capable AI model for software and

vulnerability analysis – the first reaction in a lot of headlines was to reach for science fiction…

“Mythos should be understood as a step change in vulnerability research and code reasoning

speed, not a self-operating cyber weapon,” says Fluellon. “It’s a really good AI model being used

in cybersecurity – but it’s not a public, consumer-grade hacking tool, and it’s not some AI

hacker.”

 

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