FAMILY OFFICE & HOUSEHOLD RISK

The Family Office's Insurance Counterpart.

Single family offices, multi-family offices, and the executives who lead them rely on BCU as the insurance counterpart that works the way they do. We coordinate coverage across every entity, residence, and staff exposure the family office is responsible for, and we report it back the way a family office executive needs to see it.

The Insurance Layer of Family Office Operations.

A family office is responsible for the assets, the entities, the staff, and the reporting that keep the investment vehicle running. The insurance program sits across all of it, and most family offices manage that program across three or more brokers, with no consolidated view, no consistent reporting, and no single party accountable for how it fits together.

BCU works the way a family office works. We coordinate the insurance across every residence, every entity, and every staff exposure on the family's books. We design programs around the family office's reporting cadence, billing structure, and approval workflow. And we serve as the insurance counterpart inside the family office's broader operating model.

What a BCU family office program addresses

• Multi-household program design across all residences
• Domestic staff workers compensation and payroll exposures
• Household employment practices liability coverage
• Consolidated billing and invoicing across entities and family members
• Consolidated reporting designed for the family office executive
• Direct coordination with the CEO or lead executive of the family office
• Family Office Professional, Trustee, and Employment Liability exposure consulting
  

Built for the Office Behind the Family.

BCU works directly with family offices, including single family offices, multi-family offices, and the professionals who staff them. Our job is to be the insurance counterpart to the family office executive and the household operations lead.

Typical family office clients include

• Single family offices managing multiple residences and household operations
• Multi-family offices serving several client families with shared infrastructure
• Family office executives managing insurance as part of the broader family office operation
• Household operations leads coordinating domestic staff across properties
• Family office administrators handling insurance renewals, billing, and reporting
  

We Work With the Family Office, Not Around It.

Review

We review the full insurance footprint across every property, entity, and household operation. Most reviews surface redundant coverage, gaps between properties, or staff exposures without the right backing coverage.

Design

We build a coordinated program with consolidated billing, reporting designed for the family office executive, and direct communication lines into the family office itself.

Advocate

staff changes, new properties, and carrier issues all route through us, with the documentation a family office executive expects.

Related Practice Groups

One Point of Contact. Every Insurance Question.

If your family office is coordinating with three or more brokers today, BCU can probably simplify the picture. Start with a conversation.