FAMILY OFFICES

The Insurance Counterpart to the Family Office Team.

BCU works directly with single family offices, multi-family offices, and the executives who lead them. We handle the insurance side of household operations so the family office can focus on everything else.

Family Offices Inherit a Complicated Insurance Picture.

A new family office rarely starts with a clean insurance slate. It inherits a stack of policies written across different carriers, for different properties, under different entities, and often by different brokers. The family may not know what is covered. The family office certainly does not, at least not at first.



The first year inside a family office is usually spent getting control of the picture. Consolidating carriers. Aligning renewals. Building a reporting framework that actually tells the CFO what is covered and what is not. BCU does this work regularly and it is the fastest way for a family office to go from inherited chaos to managed program.

Which Practice Groups Family Offices Typically Engage.

A family office rarely needs just one practice group. Most engagements span several, coordinated through a single BCU relationship.

Family Office & Household Risk

The core practice group for family office work. Multi-household programs, domestic staff workers compensation, consolidated billing, and direct coordination with the family office executive.

Property & Estate Risk

Every family office manages multiple residences. The property side of the program is where most of the premium lives.

Liability & Excess Protection

Households at this scale need umbrella and excess liability structured to match the full asset picture, not the default limits.

Cyber & Personal Security

Family office systems, wire transfer protocols, and staff access points are frequent targets for social engineering and fraud.

Private Client Commercial

Properties with commercial exposure, closely held entities, and family holdings with operational complexity sit at the intersection of personal and commercial coverage.

Built Around How a Family Office Actually Operates.

Single Point of Contact

One BCU advisor, one phone number, one email. Every insurance question across every property, entity, and household routes through the same person. The family office does not chase brokers.

Reporting Built for the Family Office

Consolidated billing, coverage summaries by entity, and renewal calendars designed for how a family office executive actually tracks insurance. Reporting fits your systems, not the other way around.

Discretion Throughout

The family, the staff, the properties, and the numbers stay private. BCU handles personal information with the same standard a family office expects from its wealth managers and attorneys.

Related Audiences

Business meeting in a bright conference room, with a presenter pointing at a chart on a screen

Wealth Advisors & RIAs

Wealth advisors often bring family office clients to BCU. The advisor audience page covers that relationship directly.

Learn more
Luxury lodge with warm lights reflected in a calm outdoor pool at dusk

High Net Worth Families

Family office engagements often start at the family level before expanding into full-office program management.

Learn more
Modern waterfront apartment building at sunset beside a calm shoreline and walkway

Real Estate Owners & Investors

Family offices frequently manage real estate portfolios on behalf of the family, which creates its own set of exposures.

Learn more

One Broker. Every Policy. Every Entity.

If your family office is coordinating with three or more brokers today, BCU can almost certainly simplify the picture. The first conversation is free and the review usually takes less than thirty days.